This website is not affiliated with the U.S. government or military. All proceeds from the operation of this site are donated to veteran and other charities.

Would It Benefit My Son to Use the Montgomery GI Bill First and Then the Post 9/11 GI Bill?

Author Ron Kness is no longer in the service.

Q: My son is in the National Guard and recently completed BCT and AIT. He plans to attend a local college next semester. Although he qualifies for both the Post 9/11 and Montgomery GI Bills because he has had >90 days active duty, he has only been enlisted for 1 year. Would it benefit him more to use the Montgomery GI Bill first since he doesn’t qualify for 100% of the Post 9/11 GI Bill? Since he is actively drilling and enlisted for 6 years, will he be eligible to receive 100% of the Post 9/11 in 2 more years because he will have 36 months enlisted and actively drilling?

A: I hate to burst your bubble, but if the only active duty your son has is his BCT and AIT, he is not eligible for the Post 9/11 GI Bill. As a National Guardsman, the only time that counts towards Post 9/11 GI Bill eligibility is deployment time on a Title 10 order in support of a contingency operation, such as Afghanistan.

A one-year deployment would put him at the 60% tier, meaning the VA would then pay 60% of his resident tuition, and pay him 60% of his housing allowance and book stipend. Three years of eligible service would put him at the 100% tier.

And the Montgomery GI Bill he has is the Montgomery GI Bill – Selected Reserve (MGIB-SR). That GI Bill is far different from the Montgomery GI Bill those on active duty receive. Under the MGIB-SR, he would get about $362 per month to go to school full-time, verses up to $1,648 per month for the Montgomery GI Bill – Active Duty.

The only other way your son could become eligible for the Post 9/11 GI Bill would be if he was selected for a position in the Army Guard Reserve (AGR). Then his time would count day-for-day and he would get full eligibility in three years. These are full-time positions that are very similar to being on active duty.

Unless he deploys or goes into the AGR program, he will never get more than his MGIB-SR for a GI Bill.

Leave a Reply

Your email address will not be published. Required fields are marked *

Important Information: We strive to provide information on this website that is accurate, complete and timely, but we make no guarantees about the information, the selection of schools, school accreditation status, the availability of or eligibility for financial aid, employment opportunities or education or salary outcomes. Visit here for important information on these topics.