This website is not affiliated with the U.S. government or military.

With My Remaining Months of Benefits, Which Is Better – the Montgomery GI Bill or Post 9/11 GI Bill?

Q: I’m a retired USAF member having served from 1983 to Dec 2004. I’m currently using my Montgomery GI Bill Chapter 30 in a OJT program. I have used 24 month’s worth of benefits under this program and want to go to school. I’m just wondering how many months of benefits I have left and what program should I use, the Montgomery GI Bill or the Post 9/11 Bill?

A: If you have already used up 24 months of your Montgomery GI Bill (MGIB) entitlement, then you only have 12 months left to use (and only about 13 months left to use it I might add). So you have a couple of choices.

You can either finish using up your 12 months of MGIB entitlement and switch over to the Post 9/11 GI Bill (and get an additional 12 months of entitlement along with an additional 5 years to use it), or you can switch right away and get the same number of months of entitlement as you had under the MGIB and get the additional 5 years of time to use your benefits. However, you would not get the additional 12 months of entitlement.

So what is the real difference between the two? By switching to the Post 9/11 GI Bill now, you can:
• take advantage of the additional time you would have to use up your remaining 12 months of benefits
• get 1/3rd of your MGIB contribution fee back once you have used up your 12 months of benefits
• have the VA pay your tuition directly to your school – you have to pay your own tuition under the MGIB
• get a monthly housing allowance that would be almost the same as your MGIB payment
• get a book stipend each semester (up to the $1,000 per year cap).

If you use up your remaining MGIB benefits now and then switch, you would still get the last three item on the above list, along with an additional 12 months of benefits, but you would not get any of your MGIB Contribution Fee back.

If you need the additional time, then I would recommend using the first option.

Privacy Policy | About Us | FAQ | Terms of Service | Disclaimers | Do Not Sell My Personal Information (CA and NV residents)

Copyright © 2023 EducationDynamics. All Rights Reserved.

This is a private website that is not affiliated with the U.S. government, U.S. Armed Forces or Department of Veteran Affairs. U.S. government agencies have not reviewed this information. This site is not connected with any government agency. If you would like to find more information about benefits offered by the U.S. Department of Veteran Affairs, please visit the official U.S. government web site for veterans’ benefits at

The sponsored schools featured on this site do not include all schools that accept GI Bill® funding or VA Benefits. To contact ArmyStudyGuide, email us.

Disclosure: EducationDynamics receives compensation for the featured schools on our websites (see “Sponsored Schools” or “Sponsored Listings” or “Sponsored Results”). So what does this mean for you? Compensation may impact where the Sponsored Schools appear on our websites, including whether they appear as a match through our education matching services tool, the order in which they appear in a listing, and/or their ranking. Our websites do not provide, nor are they intended to provide, a comprehensive list of all schools (a) in the United States (b) located in a specific geographic area or (c) that offer a particular program of study. By providing information or agreeing to be contacted by a Sponsored School, you are in no way obligated to apply to or enroll with the school.

This is an offer for educational opportunities that may lead to employment and not an offer for nor a guarantee of employment. Students should consult with a representative from the school they select to learn more about career opportunities in that field. Program outcomes vary according to each institution’s specific program curriculum. Financial aid may be available to those who qualify. The financial aid information on this site is for informational and research purposes only and is not an assurance of financial aid.

VFW $30,000 Scholarship!
Write an essay on the annual patriotic theme. This year’s theme is, “Why Is The Veteran Important?”