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With 13 MGIB Months Left, Would I Get the Additonal Months If I Switch to the Post 9/11 GI Bill?

Q: I have 13 months of MGIB benefits left and I would like to start graduate school in August 2014. My MGIB benefits will expire December 2014. Will I get 12 months of Post 9/11 GI Bill or only the 6 months I had left on MGIB before expiration?

A: You lost me. In the beginning you said you have 13 Montgomery GI Bill (MGIB) months left to use and then farther down you talk about the 6 months you have left before expiration. If you start using your remaining MGIB benefits in August, you should have about 9 months left in December.

Anyway, regardless of what you have left for MGIB, they would expire in December 2014. And if you switched to the Post 9/11 GI Bill at that time, all you would get is that same number of months.

Logically, your best bet is to switch to the Post 9/11 GI Bill right away and get your 13 months of benefits plus an additional 5 years to use them. Why? Because you do not have enough time to use up your remaining MGIB benefits, switch to the New GI Bill and get an additional 12 months of benefits.

Ideally that would be the best route, but with you starting graduate school in August in the same year your MGIB benefits expire, there just isn’t enough time to do both – exhaust your current benefits and get the additional ones.

The only other choice you have is to start your graduate degree now, so that you have the time to use up your remaining MGIB benefits and then switch to the Post 9/11 GI Bill to get the additional 12 months.

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