This website is not affiliated with the U.S. government or military.

Why Didn’t My Recruiter Tell Me About the College Loan Repayment Program?

Q: If I am already enlisted, and my recruiter did not include the CLRP in my contract or even mention it and I have outstanding student loan, how can I get it added on?

A: Whether your recruiter told you about College Loan Repayment Program (CLRP) or not could depend on if you declined the GI Bill or not at enlistment. If you enlisted for three years and accepted the GI Bill, then there was no point in offering CLRP. CLRP has a three-year payback and you can’t get both CLRP and the GI Bill for the same period of time.

If you enlisted for six years, then you could have been offered both as you would have had time to pay back your CLRP three-year commitment and still have three years of eligible time for the Post 9/11 GI Bill or Montgomery GI Bill.

If you did decline the GI Bill, then CLRP might not have been available at the time you enlisted. Because the program is an enlistment incentive, if your service branch did not need the enlistment numbers for that month, they might not have been offering it. Also, CLRP only covers certain federally-insured student loans and yours may not have been covered anyway.

Privacy Policy | About Us | FAQ | Terms of Service | Disclaimers | Do Not Sell My Personal Information (CA and NV residents)

Copyright © 2023 EducationDynamics. All Rights Reserved.

This is a private website that is not affiliated with the U.S. government, U.S. Armed Forces or Department of Veteran Affairs. U.S. government agencies have not reviewed this information. This site is not connected with any government agency. If you would like to find more information about benefits offered by the U.S. Department of Veteran Affairs, please visit the official U.S. government web site for veterans’ benefits at

The sponsored schools featured on this site do not include all schools that accept GI Bill® funding or VA Benefits. To contact ArmyStudyGuide, email us.

Disclosure: EducationDynamics receives compensation for the featured schools on our websites (see “Sponsored Schools” or “Sponsored Listings” or “Sponsored Results”). So what does this mean for you? Compensation may impact where the Sponsored Schools appear on our websites, including whether they appear as a match through our education matching services tool, the order in which they appear in a listing, and/or their ranking. Our websites do not provide, nor are they intended to provide, a comprehensive list of all schools (a) in the United States (b) located in a specific geographic area or (c) that offer a particular program of study. By providing information or agreeing to be contacted by a Sponsored School, you are in no way obligated to apply to or enroll with the school.

This is an offer for educational opportunities that may lead to employment and not an offer for nor a guarantee of employment. Students should consult with a representative from the school they select to learn more about career opportunities in that field. Program outcomes vary according to each institution’s specific program curriculum. Financial aid may be available to those who qualify. The financial aid information on this site is for informational and research purposes only and is not an assurance of financial aid.

VFW $30,000 Scholarship!
Write an essay on the annual patriotic theme. This year’s theme is, “Why Is The Veteran Important?”