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When Using Post 9/11 GI Bill Transferred Benefits, Do I Get the Housing Allowance?

Author Ron Kness is no longer in the service.

Q: My dad has been in the military for a little over 20 years. He has served two deployments and is an E-6. When he transfers his GI Bill to me, do I get housing allowance & everything else?

A: It depends. Whether you get the housing allowance or not is driven by two things. One, if you are taking all online courses or not. Two, by the number of credits you are taking per term.

Right now, online-only students do not get the Post 9/11 GI Bill housing allowance. So the work around until August 1st, is to take at least one on-campus class and enough credits to qualify for the full housing allowance.

As far as the number of credits you must take, you must take enough so your rate of pursuit is considered greater-than-half-time. As far as how many credits this is, I can’t tell you as it depends on the number of credits your school considers to be full-time. For example, if your school uses 12 credits as full-time, then you need to take at least 7 credits to get the full housing allowance.

Keep in mind with the passage of GI Bill 2.0, these rules change starting August 1st. After that date, the online-only student will start receiving $673.50 per month in housing allowance. You can still get the full amount if you carry a full-credit load and take at least one class on campus.

The other change is your housing allowance amount will be determined by the number of credits you are take. So while now you get the full allowance by taking as little as 51% of a full time load, after August 1st you would only get 60% of the full allowance with that number of credits (because they round up to the nearest tenth).

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