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What Is the Difference Between the MGIB and Post 9/11 GI Bills?


Q: Ron I was curious, what are the differences between MGIB and Post-9/11 GI Bill? How would you know if one’s eligible? I want to attend school in Nevada, how would I know if I can get the BAH or not within my GI Bill?

A: All great questions! First, there are several differences between the Montgomery GI Bill (MGIB) and the Post 9/11 GI Bill. The major difference is what each will pay. The Post 9/11 GI Bill primarily pays for degree-producing courses, whereas the MGIB pays for the same thing, but it also includes, trade, technical, license and certification courses.

The other big difference is how they pay. The MGIB pays the student $1,426 per month to go to school and the student has to pay tuition, fees, books and all education-related expenses. Under the Post 9/11 GI Bill, the VA pays the school directly for tuition and fees (up to the in-state maximum) and the student receives a monthly housing allowance (not BAH) and a book stipend of up to $1,000 per year.

The other major difference are delimiting dates, or the time you have to use up your GI Bill benefits. For the MGIB, it is 10 years, while it is 15 years under the Post 9/11 GI Bill.

As far as eligibility, to qualify for the New GI Bill, you have to serve at least 90 days after 10 September, 2001, to get the minimum benefit of 40%. Three years or more of service brings you to the 100% level.

To see if you qualify, go to the VONAPP website and submit VA Form 22-1990. If you get back a Certificate of Eligibility, you have the Post 9/11 GI Bill. Or if you already have a school picked out, go see the school’s VA Certifying Official and have that person check to see if you qualify. If so, he/she can certify you on the spot.

For your last question, if your school is on the list of VA-approved schools, you have the Post 9/11 GI Bill, you have an honorable discharge and you are not taking all online classes, you will get the housing allowance.


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