This website is not affiliated with the U.S. government or military.

Is the Montgomery GI Bill or Post 9/11 GI Bill Better for Me Once I’m Out?

Q: Can you tell me the differences between the MGIB and the Post 9/11 and which one would be better for me once I get out the Army.

A: If you had asked this question before August 1, 2011, I would have said it depends on your educational goal. The reason? The Post 9/11 GI Bill would not pay for many of the non-degree programs where the Montgomery GI Bill (MGIB) would pay.

However, now after the implementation of GI Bill 2.0, the MGIB and Post 9/11 GI Bills almost mirror each other as far as the training each pays. So it basically comes down to what percentage of the Post 9/11 GI Bill you will have. If you serve a normal three-year enlistment, then the Post 9/11 GI Bill will be the better deal.

The other thing that could impact on this decision is if you plan on attending a school in a state that does not charge veterans tuition – there are six of them. A big part of the New GI Bill is the VA pays tuition directly to your school. If you don’t have that, then you are left with them paying you only the housing allowance and book stipend.

Depending on the housing rate for your school’s area, the MGIB could pay you more than the Post 9/11 GI Bill, even if you do have to pay your own tuition.

With the New GI Bill, you still get 36 months of education entitlement just as you would under the MGIB, however, the Post 9/11 GI Bill is free – unlike the MGIB where you have to make a $1,200 contribution. In the end you will have to work the numbers, but in most cases if you qualify for more than 60% of the Post 9/11 GI Bill, it will end up paying you more.

Privacy Policy | About Us | FAQ | Terms of Service | Disclaimers | Do Not Sell My Personal Information (CA and NV residents)

Copyright © 2023 EducationDynamics. All Rights Reserved.

This is a private website that is not affiliated with the U.S. government, U.S. Armed Forces or Department of Veteran Affairs. U.S. government agencies have not reviewed this information. This site is not connected with any government agency. If you would like to find more information about benefits offered by the U.S. Department of Veteran Affairs, please visit the official U.S. government web site for veterans’ benefits at

The sponsored schools featured on this site do not include all schools that accept GI Bill® funding or VA Benefits. To contact ArmyStudyGuide, email us.

Disclosure: EducationDynamics receives compensation for the featured schools on our websites (see “Sponsored Schools” or “Sponsored Listings” or “Sponsored Results”). So what does this mean for you? Compensation may impact where the Sponsored Schools appear on our websites, including whether they appear as a match through our education matching services tool, the order in which they appear in a listing, and/or their ranking. Our websites do not provide, nor are they intended to provide, a comprehensive list of all schools (a) in the United States (b) located in a specific geographic area or (c) that offer a particular program of study. By providing information or agreeing to be contacted by a Sponsored School, you are in no way obligated to apply to or enroll with the school.

This is an offer for educational opportunities that may lead to employment and not an offer for nor a guarantee of employment. Students should consult with a representative from the school they select to learn more about career opportunities in that field. Program outcomes vary according to each institution’s specific program curriculum. Financial aid may be available to those who qualify. The financial aid information on this site is for informational and research purposes only and is not an assurance of financial aid.

VFW $30,000 Scholarship!
Write an essay on the annual patriotic theme. This year’s theme is, “Why Is The Veteran Important?”