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Do I Meet the Requirement to Get the Full Post 9/11 GI Bill Monthly Housing Allowance?

Author Ron Kness is no longer in the service.

Q: Hi, This fall I want to take 2 bi-semester classes at my school, one in the first half and one in the second half. Each class is worth 5 credits, and I’ll be taking another 7 credits that are the full semester, on top of these classes. So throughout the whole semester I will be full time. My question is will I receive full bah payments for the semester since I meet all of the requirements?

A: You should, but it really depends on the number of credits your school considers to be full-time. If 12 is their “magic number”, then you would meet the requirement as you would be taking 12 credits during each half of the semester – 5 from each bi-semester class and 7 from the full semester class.

Just make sure that you don’t have a break between when one 5-credit class ends and another one begins. If you do, then for that number of days you would not meet the requirements to be eligible for the full Post 9/11 GI Bill monthly housing allowance (MHA). You would only qualify for 7/12ths of the full amount (assuming 12 credits is considered full-time at your school.)

One thing worth noting is if you plan on taking all your credits online, then the most MHA you would get is $684 per month. However, if you take a mix of online and on campus, then you would qualify for the full MHA amount.

Either way you would still get the book stipend calculated at $41.67 per credit (up to $1,000 per year) and your tuition paid directly to your school (up to the resident undergraduate rate if you attend a public school). If you attend a private school, then the VA would pay up to $18,077.50 per year in tuition.

2 responses on “Do I Meet the Requirement to Get the Full Post 9/11 GI Bill Monthly Housing Allowance?

I have a question… I’ll be starting my classes soon and I’m taking only 11 classes, 10 of which are 3 credits and 1 class that’s 1 credit for my masters. The class would be done via CD-ROM and I’ve already been accepted but haven’t registered for my classes yet. What would be the total amount I’ll be getting using my MGIB? Will it include housing and textbooks too? My texts are pretty expensive ($220), will it be covered too? Please respond. Thanks!

The MGIB pays a flat $1,564 per month and you are responsible to pay all of your own education-related expenses including tuition, fees, books, etc. The MGIB does not pay a housing or book stipend like the Post 9/11 GI Bill, so consequently you would not get anything extra to pay for books. However if you are eligible for the Post 9/11 GI Bill, you would get a monthly housing allowance that would be almost as much as your MGIB payment each month, a book stipend at $41.67 per credit per semester (up to the $1,000 yearly cap) and your tuition and fees would be paid up to the resident undergraduate rate.

If your school is a Yellow Ribbon school, that program could help cover the difference between undergraduate and graduate tuition rate differences.

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