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Do I Have to Be a New York Resident to Get My GI Bill or Can I Go to School Anywhere?

Q: I am from Ohio but and I will be living in New York while doing online classes through Everglades University. I am wondering if I have to be a resident of New York to get my GI Bill or can I go to school anywhere? Next, my school is a private school and their classes are $1,500 dollars a class. How do I figure out how much the GI Bill will cover? Thank you! This is an amazing application! Tiffany.

A: Hi Tiffany. I can answer your questions for you. You can use your GI Bill regardless of your residency. With that said, there are some differences on what it would pay depending on which GI Bill you use.

For example, if you use the Montgomery GI Bill, then it pays you up to $1,648 per month and you have to pay tuition, fees, books, etc. At $1,500 per class, that would be enough to pay for 4 classes per semester.

However if you use the Post 9/11 GI Bill, then the VA pays your tuition directly to your school, but only up to $19,198.31 per year (because Everglades is a private school). With each class being $1,500, you should be able to take up to 12 classes per year or 4 classes per semester if you go year-round. Assuming each class is 3 credits, that would give you 12 credits per semester – a nice load each term.

Because you are only taking classes online, the most you can get in housing allowance is $714.50 per month. But, if you would take just one class per semester at a local school that you need on your degree plan at a local VA-Approved school (and with Everglades approval), you could almost double your housing allowance.

You would also qualify for the book stipend. It is paid at the rate of $41.67 per credit per semester, however, there is a $1,000 per year cap, but you should be able to get it for a couple semesters per academic year.

As you can see, the Post 9/11 GI Bill is a better deal as you get the housing allowance and book stipend in addition to getting your classes paid for, where under the MGIB all you would get is enough to pay for your classes.

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