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Can I Use My New Husband’s GI Bill to Pay Off My Old Student Loans?

Q: Can I use my new husbands GI bill to pay off my old student loans?

A: In the strict sense of the word, no, neither you nor your husband can use his G.I. Bill to directly pay off your student loans.

The Student Loan Repayment Program (SLRP) is a separate program from the G.I. Bill. If available as an enlistment option, servicemembers can sign up for it in lieu of the G.I. Bill. When a servicemember opts for the SLRP, he/she incurs a three-year commitment and can’t get G.I. Bill for those same three years of service. In some branches, SLRP is offered as a re-enlistment option also. Either way, SLRP is good only for eligible federally insured loans of the servicemember and not family.

As far as the G.I. Bill goes, I had said earlier that neither of you could use his G.I. Bill directly to pay off your student loans, however, if he is receiving G.I. Bill money for going to school – either the monthly MGIB benefit or the housing allowance/book stipend from the Post 9/11 G.I. Bill – if he wants to use that money to pay off your student loans, he can do so. He just can’t have the VA pay off your student loans.

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