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Will the VA Actually Pay $1,010 Per Credit Hour for a New York School?

Q: I have VA approval to transfer my Post-9/11 GI Bill benefits to my daughter. Somewhere, I noted that the VA has a max benefit rate of around $4,000 per year/term? We live in New York and the VA Web site seems to indicate she can get $1,010 per credit hour or $12,697 per term. I see this as meaning a full-time student can get $30,300 per year for 30 credit hours or $25,394 for the 2 terms. Is this correct? Not counting the BHA and book stipends which are separate.

A: Actually it is, but keep in mind these are Post-9/11 GI Bill maximums for New York–some schools may charge less than the $1,010 per credit hour amount and then, the VA only pays the actual amount charged. But at $1,010 per credit hour, and taking 12 credits per term, that is $12,120 per term the VA pays directly to the school.

As far as the $12,697, that too is a maximum amount per term for eligible fees. In reality, your daughter’s fees should be much less. The maximum fees amount takes into consideration expensive courses, such as flight school, nursing and engineering, all of which are more expensive. Less expensive courses come in well below the limit.

As you noted, your daughter also receives a Post-9/11 GI Bill housing allowance paid at the E-5-with-dependents rate, which can run as high as $2,800 per month in New York City, and a book stipend up to $1,000 per year. So all in all, your years of service, after September 10, 2001, are paying off rather well for your daughter’s education.


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