This website is not affiliated with the U.S. government or military.

Why Did Only 32 Months Transfer Over?

Q: Hi, I am an active duty COL with 22 years in. I signed up for Chapter 30 Montgomery GI Bill benefits way back when I was an LT. Over my career, I used 4 months of Chapter 30 benefits, leaving me a balance of 32 months. I recently filled out the on line process to transfer Post 9/11 GI Bill benefits to my son and completed that process. I was surprised to see that only 32 months were transferred, as I was expecting to see 36 months of Post 9/11 GI Bill benefits transfer, as under the new GI Bill, I thought I met the eligibility for 36 months. Just a little confused on the transfer and how it all works for those that are still on active duty that had a good chunk of Montgomery GI Bill benefits remaining. Any help explaining would be appreciated. Thanks.

A: Well Sir, one of the rules of transferring from the Montgomery GI Bill (MGIB) to the Post 9/11 GI Bill is if you have unused MGIB benefits, then you only get the same number of months of Post 9/11 GI Bill entitlement as you had left under the MGIB. So that is why only 32 months transferred over to your son being that is what you had left.

Many are under the assumption they get 36 months of entitlement for each GI Bill they qualify for and that is not true. Under the Rule of 48, the most months of entitlement one can is 48 combined months.

The way to get those extra 12 months would have been to use up all of your MGIB entitlement and then switch over to the Post 9/11 GI Bill. But because you wanted to give your son the most months of entitlement, you did it the smart way and transferred what you had left on your MGIB.

Privacy Policy | About Us | FAQ | Terms of Service | Disclaimers | Do Not Sell My Personal Information (CA and NV residents)

Copyright © 2023 EducationDynamics. All Rights Reserved.

This is a private website that is not affiliated with the U.S. government, U.S. Armed Forces or Department of Veteran Affairs. U.S. government agencies have not reviewed this information. This site is not connected with any government agency. If you would like to find more information about benefits offered by the U.S. Department of Veteran Affairs, please visit the official U.S. government web site for veterans’ benefits at

The sponsored schools featured on this site do not include all schools that accept GI Bill® funding or VA Benefits. To contact ArmyStudyGuide, email us.

Disclosure: EducationDynamics receives compensation for the featured schools on our websites (see “Sponsored Schools” or “Sponsored Listings” or “Sponsored Results”). So what does this mean for you? Compensation may impact where the Sponsored Schools appear on our websites, including whether they appear as a match through our education matching services tool, the order in which they appear in a listing, and/or their ranking. Our websites do not provide, nor are they intended to provide, a comprehensive list of all schools (a) in the United States (b) located in a specific geographic area or (c) that offer a particular program of study. By providing information or agreeing to be contacted by a Sponsored School, you are in no way obligated to apply to or enroll with the school.

This is an offer for educational opportunities that may lead to employment and not an offer for nor a guarantee of employment. Students should consult with a representative from the school they select to learn more about career opportunities in that field. Program outcomes vary according to each institution’s specific program curriculum. Financial aid may be available to those who qualify. The financial aid information on this site is for informational and research purposes only and is not an assurance of financial aid.

VFW $30,000 Scholarship!
Write an essay on the annual patriotic theme. This year’s theme is, “Why Is The Veteran Important?”