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Specifically, How Do I Transfer My Post 9/11 GI Bill Benefits to My Wife?


Q: Hello, I would like to know specifically how to transfer my benefits to my wife. Also, what specifically she can use them for. I will not be attending any college level classes but she has already graduated. Is it possible to transfer my GI Bill benefits to her and pay off her student loans? Thanks for your time.

A: No it is not possible to use your Post 9/11 GI Bill benefits to directly pay off her student loans. However, you can make a transfer of benefits to her if you meet the three service requirements:

  • Have served for at least six years of which three must be after September 10, 2001.
  • Are currently serving at the time of the transfer request.
  • Have at least four years left on your enlistment at the time you make a transfer request.

Once you have met these three requirements, then go to the milConnect website and follow the directions listed under the Transfer of Benefits section. Keep checking back at that website and look for an approval of your request.

Once approved, then your wife has to fill out VA Form 22-1990e from the eBenefits website. In return, she would get her Certificate of Eligibility that she would need when enrolling in school.

One thing to note is if she uses her transferred benefits while you are still serving, then she would not get the housing allowance, but her tuition would be paid up to the resident undergraduate rate and she would get the book stipend. If she waits to go to school after you are out, then she would also get the monthly housing allowance.

As far as what she can use them for, she can attend any public or private VA-approved school and take either non-degree or degree producing courses.


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