This website is not affiliated with the U.S. government or military.

Should I Finish Using My MGIB Eligibility First Before Switching to the Post 9/11 GI Bill?

Q: I’m sure you are tired of answering these questions, but I am going to ask it anyhow to make sure I understand. I have used all but 6 months of my MG GI Bill (the National Guard variety). I am about to enroll in post graduate school and I am now eligible for the Post 9/11 GI Bill. From what I have read from earlier posts, I should use the remainder of my MG GI Bill the first year and switch to the Post 9/11 GI Bill for the additional 12 months allocated to me? Am I understanding that correctly? I know many of the prior posters were all active duty so maybe that makes a difference, as my MG GI bill adds up to about $500 a month with kicker included.

A: As far as the rules, the process to switch from either MGIB to the Post 9/11 GI Bill are generally the same, so there would not be much of a difference between you having the Montgomery GI Bill – Selected Reserves (MGIB-SR) and your active duty brethren having the Montgomery GI Bill – Active Duty (MGIB-AD).

Your thinking about using up all of your MGIB-SR entitlement first before switching to the Post 9/11 GI Bill is spot on. If you switch over to the Post 9/11 GI Bill with MGIB-SR entitlement left, then all you would get under the Post 9/11 GI Bill is the same number of months as you had before switching. However, if you first exhaust your MGIB-SR entitlement and then switch, you would get the additional 12 months of entitlement.

If you are currently getting about $500 per month from using your MGIB-SR and kicker, then the kicker portion is about $144. That is about right as normally the kicker is about an additional $150 per month.

Under the Post 9/11 GI Bill, the VA would pay your tuition up to your authorized tier percentage at the resident undergraduate rate if you attend a public school. If you attend a private school, they would pay up to your tier percentage of $19,198.31 per year.

With either type school, you would get the monthly housing allowance and book stipend. Your housing allowance is dependent on the zip code of your school and the number of credits you take multiplied by your tier percentage. Your book stipend calculates out at $41.67 per credit per semester times your tier percentage (up to the tier percentage driven annual cap).

The tier percentage comes into play with Reserve and National Guard members as many times they have less than 100% eligibility. Active duty personnel usually come out with 100% coverage.

Privacy Policy | About Us | FAQ | Terms of Service | Disclaimers | Do Not Sell My Personal Information (CA and NV residents)

Copyright © 2023 EducationDynamics. All Rights Reserved.

This is a private website that is not affiliated with the U.S. government, U.S. Armed Forces or Department of Veteran Affairs. U.S. government agencies have not reviewed this information. This site is not connected with any government agency. If you would like to find more information about benefits offered by the U.S. Department of Veteran Affairs, please visit the official U.S. government web site for veterans’ benefits at

The sponsored schools featured on this site do not include all schools that accept GI Bill® funding or VA Benefits. To contact ArmyStudyGuide, email us.

Disclosure: EducationDynamics receives compensation for the featured schools on our websites (see “Sponsored Schools” or “Sponsored Listings” or “Sponsored Results”). So what does this mean for you? Compensation may impact where the Sponsored Schools appear on our websites, including whether they appear as a match through our education matching services tool, the order in which they appear in a listing, and/or their ranking. Our websites do not provide, nor are they intended to provide, a comprehensive list of all schools (a) in the United States (b) located in a specific geographic area or (c) that offer a particular program of study. By providing information or agreeing to be contacted by a Sponsored School, you are in no way obligated to apply to or enroll with the school.

This is an offer for educational opportunities that may lead to employment and not an offer for nor a guarantee of employment. Students should consult with a representative from the school they select to learn more about career opportunities in that field. Program outcomes vary according to each institution’s specific program curriculum. Financial aid may be available to those who qualify. The financial aid information on this site is for informational and research purposes only and is not an assurance of financial aid.

VFW $30,000 Scholarship!
Write an essay on the annual patriotic theme. This year’s theme is, “Why Is The Veteran Important?”