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Is It True I Won’t Get the Post 9/11 GI Bill Housing Allowance Even After My Husband Is Out?

Q: I read that if my husband does transfer his G.I. Bill to me, it is only half but after he is out of the Army, we still won’t be eligible for the monthly housing allowance because I was not the solider. Is that correct?

A: I’m not sure what you mean by “it is still only half ÔǪ.” I’m assuming you are talking about you would not get the Post 9/11 GI Bill housing allowance if you use your Post 9/11 GI Bill while he is still serving. That part is correct although in most cases, what you are losing is far less than half.

The “ÔǪ out of the Army ÔǪ” part is not correct. If you choose to go to a brick and mortar school using your transferred Post 9/11 GI Bill benefits once your husband is out, then you would get all of the housing allowance as a full-time student. However, if your rate of pursuit is less than full-time, then your housing allowance would be pro-rated down accordingly.

For example, if your school considers 12 credits as full-time and you are only taking 9, then you would get 9/12ths of the full amount or 3/4ths of it per month.

The other instance where you would get less than the full amount is if you are taking all of your classes online. Then you are maxed out at $754.50 per month as a full-time student. Of course, the way around it is to take at least one class on campus per semester. The rest of them can be all online and you would still qualify for the full housing allowance.

Also, you would get the book stipend whether your husband is serving or not while you are going to school. It calculates out at $41.67 per credit per semester, but does have a yearly cap of $1,000.

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