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I’m Having a Hard Time Learning About the Montgomery GI Bill, Can You Help Me?

Q: I am having a hard time learning about the Montgomery GI Bill. I was in the Marines and deployed, returned and let go for epilepsy. I was told I had both GI Bills and I want to make sure I have the Montgomery Bill. I want to see what I have just like I see my bank account. According the eBenefits site I have used I think 19 months of the Post 9/11 GI Bill. I just want to know more about what I have and what is out there for me.

A: It is possible you have both the Montgomery GI Bill-Active Duty (MGIB-AD) and Post 9/11 GI Bill. However, when you have two or more GI Bill and want to use your Post 9/11 GI Bill, you have to give up one of your other GI Bills. If the MGIB was the only other GI Bill you have, and you have used up some of your Post 9/11 GI Bill benefits, then I’m assuming the GI Bill you gave up was the MGIB and hence you don’t have any education benefits left under it that you could use.

However, the way your question is worded, were you in the Marine Reserves? If so, then you might have the Montgomery GI Bill – Selected Reserves (MGIB-SR). If you were active duty and in the Reserves, you could have all three GI Bills. In that case, you might have given up your MGIB-SR for the Post 9/11 GI Bill and you would still have the (MGIB-AD) left to use.

Under the Rule of 48, however, when you have two or more GI Bills, the most combined months of benefits is capped at 48. So if you do still have benefits left under the MGIB-AD, the most it would be is 12 months after you finish using your Post 9/11 GI Bill.

As far as seeing your benefits like your bank account, I’m not aware of a way to display the information like that. Your best bet would be to contact the VA and ask them what they see in your record of benefits.

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