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If I’m Denied My Post 9/11 GI Bill, Can I Still Use the MGIB?

Author Ron Kness is no longer in the service.

Q: If I apply for the Post 9/11 GI Bill and I am denied, can I still use my Montgomery GI Bill? If not where is the stipulation saying that I have then lost all my education benefits that I paid into for my education?

A: If you already have the Montgomery GI Bill, nobody will (or can) take that away from you. You can get paid up to $1,321 per month to go to school for up to 36 months. However, if you also qualify for the Post 9/11 GI Bill, then you can also get up to an additional 12 months of education benefits.

Under the Rule of 48, if you qualify for two GI Bills, you can get a combined benefit of 48 months. The trick is to first exhaust your Montgomery GI Bill and then switch over to the Post 9/11 GI Bill.

Once you are under the Post 9/11 GI Bill, then the VA will pay your tuition and fees directly to your school, and you will get paid a monthly housing allowance and book stipend.

Your housing allowance is calculated on the E-5-with-dependents rate for the zip code of your school. Your books stipend is up to $1,000 per year calculated at $41.67 per credit up to 24 credits per year.

2 responses on “If I’m Denied My Post 9/11 GI Bill, Can I Still Use the MGIB?

My son applied for the Post 911 GI Bill after serving in Afghanistan for a year. He has 2 1/2 yrs of service in now with the National Guard. He recieved a letter denying it because his tuition and fees show they are paid. He recieved a pell grant as well as a student loan to help pay for housing. Can anyone explain this to me?

I think we are mixing apples and oranges. If you son applied for his Post 9/11 GI Bill, he would have sent in VA Form 22-1990. If he got back a Certificate of Eligibility, then he would have been approved for the Post 9/11 GI Bill. If his application was denied, then the VA would have given him a reason.

When he decided to enroll in school, he would have needed his certificate to enroll as a GI Bill student. Once enrolled, his school would have sent in a certificate of enrollment which would have triggered a payment request from the VA to his school for tuition and eligible fee costs.

So I’m guessing he has the Post 9/11 GI Bill and the issue is paying costs for this semester. The VA pays actual costs, so if his Pell and student loan was applied to his tuition and fees, there wasn’t any costs left for the VA to pay. Your son will have to check with his school to see how those funds were applied. According to the Pell Grant Website, “Your school can apply Pell Grant funds to your school costs, pay you directly (usually by check), or combine these methods. The school must tell you in writing how much your award will be and how and when you’ll be paid.” So I’m thinking they applied the Pell Grant to his tuition and fees instead of paying him directly.


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