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If I’m Denied My Post 9/11 GI Bill, Can I Still Use the MGIB?

Q: If I apply for the Post 9/11 GI Bill and I am denied, can I still use my Montgomery GI Bill? If not where is the stipulation saying that I have then lost all my education benefits that I paid into for my education?

A: If you already have the Montgomery GI Bill, nobody will (or can) take that away from you. You can get paid up to $1,321 per month to go to school for up to 36 months. However, if you also qualify for the Post 9/11 GI Bill, then you can also get up to an additional 12 months of education benefits.

Under the Rule of 48, if you qualify for two GI Bills, you can get a combined benefit of 48 months. The trick is to first exhaust your Montgomery GI Bill and then switch over to the Post 9/11 GI Bill.

Once you are under the Post 9/11 GI Bill, then the VA will pay your tuition and fees directly to your school, and you will get paid a monthly housing allowance and book stipend.

Your housing allowance is calculated on the E-5-with-dependents rate for the zip code of your school. Your books stipend is up to $1,000 per year calculated at $41.67 per credit up to 24 credits per year.

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