This website is not affiliated with the U.S. government or military.

If I’m AGR, Can I Get My Post 9/11 GI Bill Upon Retirement?

Q: Greetings, I am a Title 32 AGR with over 20 years of active service. I enlisted originally with the Chapter 1606 version. Shortly after I became AGR, I paid $100 a month for 12 months for what I believe is called Chapter 30. I am eligible to retire and my question is two-fold: Can I get the Post 9/11 GI Bill immediately upon my retirement? Can I stay in and still draw from the Post 9/11 GI Bill without incurring future obligations? Thank you for your time.

A: Yes, Chapter 30 is the Montgomery GI Bill – Active Duty (MGIB-AD). While you could retire now (and have the MGIB), my recommendation is to stay until the end of August 2012. Why? The way Congress wrote the Post 9/11 GI Bill, none of your Title 32 time counts toward the New GI Bill at this time – only Title 10 time.

However, with the passage of GI Bill 2.0 that will change starting on October 1st. After that date, Title 32 time acquired on or after August 1, 2009 will count toward Post 9/11 GI Bill eligibility, so staying until August 2012 would give you the three years of time you need to get to the 100% level. If you retired now, you would get credited with only with about 17 months, which would put you at the 70% Post 9/11 GI Bill tier.

You could start using your Post 9/11 GI Bill starting on October 1st and not incur any additional obligation as you are retirement eligible right now, but it would be beneficial to stay the additional 18 months as they are worth 30% in additional GI Bill benefits.

Privacy Policy | About Us | FAQ | Terms of Service | Disclaimers | Do Not Sell My Personal Information (CA and NV residents)

Copyright © 2023 EducationDynamics. All Rights Reserved.

This is a private website that is not affiliated with the U.S. government, U.S. Armed Forces or Department of Veteran Affairs. U.S. government agencies have not reviewed this information. This site is not connected with any government agency. If you would like to find more information about benefits offered by the U.S. Department of Veteran Affairs, please visit the official U.S. government web site for veterans’ benefits at

The sponsored schools featured on this site do not include all schools that accept GI Bill® funding or VA Benefits. To contact ArmyStudyGuide, email us.

Disclosure: EducationDynamics receives compensation for the featured schools on our websites (see “Sponsored Schools” or “Sponsored Listings” or “Sponsored Results”). So what does this mean for you? Compensation may impact where the Sponsored Schools appear on our websites, including whether they appear as a match through our education matching services tool, the order in which they appear in a listing, and/or their ranking. Our websites do not provide, nor are they intended to provide, a comprehensive list of all schools (a) in the United States (b) located in a specific geographic area or (c) that offer a particular program of study. By providing information or agreeing to be contacted by a Sponsored School, you are in no way obligated to apply to or enroll with the school.

This is an offer for educational opportunities that may lead to employment and not an offer for nor a guarantee of employment. Students should consult with a representative from the school they select to learn more about career opportunities in that field. Program outcomes vary according to each institution’s specific program curriculum. Financial aid may be available to those who qualify. The financial aid information on this site is for informational and research purposes only and is not an assurance of financial aid.

VFW $30,000 Scholarship!
Write an essay on the annual patriotic theme. This year’s theme is, “Why Is The Veteran Important?”