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How Will My Husbands’ Army College Fund Be Paid If He Attends Online College Full-time?

Q: Hi! My husband enlisted in May 2010. He has already paid for the MGIB and the Army college incentive fund. I’m curious to know how this will be paid after he attends online college full time especially the college incentive fund. Is housing allowance available for these? And how will it be disbursed? Thank you so much in advance.

A: I understand paying the $1,200 contribution for the Montgomery GI Bill (MGIB), but he should not have paid anything for the Army College Fund; that is a no-cost incentive when enlisting.

Just so you know, whatever amount he was quoted for his college fund, normally also includes the MGIB amount, so he may want to look into using the Post 9/11 GI Bill. The New GI Bill is the newest GI Bill in the inventory and doesn’t require any monetary contribution as does the MGIB.

Once he serves three years, he will qualify at the 100% level for the Post 9/11 GI Bill, meaning he will have 36 months of benefits he can use where his tuition and fees will be paid in full if he goes to a public school and he will receive a monthly housing allowance and once each semester get a book stipend.

If he serves for at least six years, and agrees to serve an additional four years, he would qualify for the transfer option where he could transfer Post 9/11 GI Bill benefits to you.

The MGIB does not have a housing allowance connected with it – just the Post 9/11 GI Bill. Under the MGIB, he would receive $1,473 per month and have to pay all his own education expenses including tuition. Under the New GI Bill, he would get his tuition and fees paid and get almost as much in housing allowance as he would in total under the MGIB. Also, if he switches his MGIB benefits to the Post 9/11 GI Bill, and once he uses up his 36 months, he would get his $1,200 MGIB contribution back.

Regardless if which GI Bill he uses, his Army College Fund would be paid as a monthly benefit and should be around $150 per month.

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