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How Much Will My Daughter’s Post 9/11 GI Bill Pay If She Goes to School in New Orleans?

Q: Hi. My daughter is going to Tulane University. Since we live in Maryland, and my daughter is attending Tulane in Louisiana, what will her GI Bill tuition rate be? Housing stipend and books? The website is a bit confusing and I was hoping you could help me. Thanks for your help…my husband is active duty Army. Much appreciated.

A: According to Tulane’s website, they are showing a yearly tuition rate of $48,305. There doesn’t appear to be a different rate for non-residents. Books are estimated at an additional $1,200 for a total of $48,505 per year.

Under the Post 9/11 GI Bill, the VA can pay up to $20,235.02 per year in tuition costs if she attends a private school as a full-time student at the 100% Post 9/11 GI Bill tier. Of course if she is less than 100% or a part-time student, the amount they pay would be less. So that leaves a difference of $28,069.98 per year that is her responsibility to pay.

She could possibly get some help from the Yellow Ribbon Program. Tulane takes up to 100 students per year with a maximum payout per student of $1,000. With VA match, that would be $2,000. That still leaves her with $26,000+ left to pay.

However if she went to a public school in Maryland, her tuition and eligible fees would be paid in full. Her housing allowance would be $1,917 per month (for the Baltimore zip code, but it would be similar for other Maryland cities). She would not have any out-of-pockets costs for tuition.

The housing allowance is based on the zip code of Tulane and the number of credits she takes. With Tulane located in New Orleans, her housing allowance amount would be $1,329 per month.

As far as the book stipend, she would get up to $1,000 per year, so she has about $200 per year of that cost to pay also.

Unless Tulane teaches something she can’t get at a public school in Maryland, she is going to rack up quite a debt in student loans over the course of a four-year degree by going to that school. Recent studies have shown that graduates from private colleges don’t make appreciably more than public school graduates once they get out in the working world. It is something to think about.

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