This website is not affiliated with the U.S. government or military.

How Do Post 9/11 GI Bill Changes Affect Students Attending Private School?

Q: I’m a little confused about how the changes to the Post 9/11 GI Bill will affect students attending (or wishing to attend) private institutions. I recently graduated with my first undergraduate degree and I still have 19 months remaining on my Post 9/11 benefits. I am eligible for 50% of the active duty benefits. I am looking to apply to a graduate program at a private school that operates in quarters rather than semesters. Their yearly tuition rate is $31,000. I’m wondering if you could help me figure out how to calculate the amount of benefits that I would receive per quarter. I’m also confused about the private institution cap and how it factors into my situation.

A: The Post 9/11 GI Bill changed in 2011 eliminated the in-state maximums for students attending public schools and established a yearly maximum for students at private schools. Now, if you attend a public school and are at the 100% tier, your tuition is paid in full by the VA at the resident rate. If you attend a private school, then they can pay up to $19,198.31 per year.

Because you are at the 50% tier, the VA could only pay up to half of what they would normally pay for a student at the 100% tier. Now onto the quarter verses semester issue.

Semesters are generally 15 or 16 weeks depending on the school, where a quarter is more around 10 weeks long. If you are considered a full-time student, then entitlement use is one month of entitlement for each month of school.

Under the semester system, you would use up four months of entitlement per term. Under the quarter system, you would only use up 2 1/2 months per quarter, so with your 19 remaining months of entitlement, you could get about 7 1/2 quarters of school.

As far as payment, the VA would pay up to $9,599.16 per year (50% of the $19,198.31 maximum) for you to attend a private school. If you attended a public school, they would pay 50% of the resident tuition rate that your school charges.

Under either GI Bill, you are going to have considerable out-of-pocket expenses and since you are only at the 50% tier, and you are not eligible for the Yellow Ribbon Program.

Privacy Policy | About Us | FAQ | Terms of Service | Disclaimers | Do Not Sell My Personal Information (CA and NV residents)

Copyright © 2023 EducationDynamics. All Rights Reserved.

This is a private website that is not affiliated with the U.S. government, U.S. Armed Forces or Department of Veteran Affairs. U.S. government agencies have not reviewed this information. This site is not connected with any government agency. If you would like to find more information about benefits offered by the U.S. Department of Veteran Affairs, please visit the official U.S. government web site for veterans’ benefits at

The sponsored schools featured on this site do not include all schools that accept GI Bill® funding or VA Benefits. To contact ArmyStudyGuide, email us.

Disclosure: EducationDynamics receives compensation for the featured schools on our websites (see “Sponsored Schools” or “Sponsored Listings” or “Sponsored Results”). So what does this mean for you? Compensation may impact where the Sponsored Schools appear on our websites, including whether they appear as a match through our education matching services tool, the order in which they appear in a listing, and/or their ranking. Our websites do not provide, nor are they intended to provide, a comprehensive list of all schools (a) in the United States (b) located in a specific geographic area or (c) that offer a particular program of study. By providing information or agreeing to be contacted by a Sponsored School, you are in no way obligated to apply to or enroll with the school.

This is an offer for educational opportunities that may lead to employment and not an offer for nor a guarantee of employment. Students should consult with a representative from the school they select to learn more about career opportunities in that field. Program outcomes vary according to each institution’s specific program curriculum. Financial aid may be available to those who qualify. The financial aid information on this site is for informational and research purposes only and is not an assurance of financial aid.

VFW $30,000 Scholarship!
Write an essay on the annual patriotic theme. This year’s theme is, “Why Is The Veteran Important?”