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Does the Post 9/11 GI Bill Pay Actual or Up-to-the-Maximum Private School Tuition Costs?

Q: Question regarding Post 9/11 GI Bill benefits. I’m reading conflicting info in two separate blog posts. In regard to someone who is eligible for 80% of the Post 9/11 GI Bill benefit, one post says it will pay “80% of your tuition”, while the other says it “will pay 80% of the maximum benefit”. So if I qualify for 80% of the $19,198.31 maximum benefit and my tuition is $15,930 per year, how much of that will the Post 9/11 GI Bill pay? Eighty percent of the max benefit would be $15,358.65, whereas, 80% of the tuition would be $12,744. That is a big difference and I would like to know before I go down this path. Thanks!

A: Without knowing which two posts you are referring to, it will be hard to explain the answers, however, I can tell you that the Post 9/11 GI Bill pays actual costs. So in your case of being 80% eligible, it would pay the $12,744 figure of your $15,930 per year tuition costs you quoted.

However, if your tuition exceeded the $19,198.31 cap, then it would only pay 80% of $19,198.31 amount. See the difference?

Generally speaking, the Post 9/11 GI Bill pays up to 100% of the resident tuition at a public school and up to $19,198.31 per year at a private school, providing you are at the 100% tier. If you are less, in your case 80%, then it will only pay up to 80% of those amounts.

That 80% figure also carries over to your housing allowance and book stipend. The full housing allowance amount is calculated based on the zip code of your school and the number of credits you are taking and paid at the E-5 with dependents pay grade; you would get up to 80% of the E-5 with dependents amount as a full-time student. However if your rate of pursuit is less than full-time, you would get 80% of the lesser amount.

For example, your school uses 12 credits as their full-time credit floor and you are taking 9 credits. You would get 80% of 75% (9 credits you are taking divided by 12 credits required for full-time status).

As far as the book stipend, you would get 80% of $41.67 per credit or $33.34 per credit. Does that explain your question?

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