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Did I Lose Benefits By Using My Montgomery GI Bill – Selected Reserves?

Q: From Jan 2007- July 2009, I was in the MN National Guard and used MGIB-SR benefits for a year. I am now active duty Army and should qualify for the Post 9/11 GI Bill. I went active July 2009. Does my year of MGIB-SR take a year away from my Post 9/11? Thanks.

A: To qualify for minimum benefits (40%) under the Post 9/11 GI Bill, you need to be on active duty for at least 90-days after September 10, 2001. Three years of active duty service gets you to the 100% mark. So if you have been in 18 months, then you will be at the 70% level. While on active duty, you should look at using Tuition Assistance and Tuition Top-up if you want to take college classes. Granted, Top-Up comes out of your GI Bill, but at a much slower rate.

Yes, your year of using your Montgomery GI Bill – Selected Reserves (MGIB-SR) benefits will count against what you have left under the Post 9/11 GI Bill. If you switch to the Post 9/11 GI Bill now, you should have 24 months left, unless your “year” was academic and not calendar, then you have about 27 months left. If you use Tuition Assistance while on active duty, you should still have enough benefits to get your four-year degree.

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