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Can My Husband Transfer Post 9/11 GI Bill Money to Me and Pay My Student Loans?

Author Ron Kness is no longer in the service.

Q: When my husband enlisted, he signed on receiving $72,000.00 for college. I am currently in college now on student loans. My question is can he transfer me money for school and if I complete school can he transfer me the money to pay my student loans. NO ONE on post can seem to help us answer this question and we are getting aggravated! Please help!

A: Before you husband can make a transfer request of entitlement (different than money), he has to serve for at least six years and agree to serve for an additional four years. Once he meets that service and future service requirement, he can then make a Post 9/11 GI Bill transfer request in the form of months of benefit. He will have 36 months and he can transfer as much or little to you as he wants.

What he can’t do is use his GI Bill to pay off your student loans. He couldn’t use his GI Bill to pay off his own student loans if he had any. The Student Loan Repayment Program (SLRP) is a separate program from the GI Bill. As a matter-of-fact, you can’t get SLRP and the GI Bill for the same period of time. Once signed-up for SLRP, the servicemember incurs a three-year obligation, so GI Bill eligibility does not start until after that three year period and then takes an additional three years to get to the 100% tier of the Post 9/11 GI Bill.

So while you will have to find another means to pay off your student loans, he can transfer you Post 9/11 GI Bill entitlements once he meets the transfer-of-benefit qualification requirements.

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