This website is not affiliated with the U.S. government or military.

Are There Any Ramifications to Switching to the Post 9/11 GI Bill Now?

Q: I started using my MGIB Aug 2012 and have 27 months left of benefits. Are there any ramifications to switching to the Post 9/11 GI Bill now?

A: The only ramification I can think of is that you would not get the 12 additional months of benefits that you would otherwise receive if you would have first exhausted your Montgomery GI Bill (MGIB) benefits first and then switched. But if you do not plan to go any further than a bachelor’s degree, then it isn’t an issue.

As you know, under the MGIB, you receive $1,564 per month and out of that amount you have to pay all your own tuition, fees, books, etc.

Under the Post 9/11 GI Bill, the VA would pay your tuition directly to your school and you would get a monthly housing allowance (MHA) that in many places is equal to or greater than what you get per month under the MGIB. However, there are also places where it is less. Your MHA is calculated based on the zip code of your school and the number of credits you are taking.

You would also get per semester (up to the $1,000 yearly cap) a book stipend calculated at $41.67 per credit, which for 12 credits is another $500 per semester.

So there are many more positive ramifications than negative by switching to the Post 9/11 GI Bill now, unless you need the additional months of benefits and then it may better to wait.

Privacy Policy | About Us | FAQ | Terms of Service | Disclaimers | Do Not Sell My Personal Information (CA and NV residents)

Copyright © 2023 EducationDynamics. All Rights Reserved.

This is a private website that is not affiliated with the U.S. government, U.S. Armed Forces or Department of Veteran Affairs. U.S. government agencies have not reviewed this information. This site is not connected with any government agency. If you would like to find more information about benefits offered by the U.S. Department of Veteran Affairs, please visit the official U.S. government web site for veterans’ benefits at

The sponsored schools featured on this site do not include all schools that accept GI Bill® funding or VA Benefits. To contact ArmyStudyGuide, email us.

Disclosure: EducationDynamics receives compensation for the featured schools on our websites (see “Sponsored Schools” or “Sponsored Listings” or “Sponsored Results”). So what does this mean for you? Compensation may impact where the Sponsored Schools appear on our websites, including whether they appear as a match through our education matching services tool, the order in which they appear in a listing, and/or their ranking. Our websites do not provide, nor are they intended to provide, a comprehensive list of all schools (a) in the United States (b) located in a specific geographic area or (c) that offer a particular program of study. By providing information or agreeing to be contacted by a Sponsored School, you are in no way obligated to apply to or enroll with the school.

This is an offer for educational opportunities that may lead to employment and not an offer for nor a guarantee of employment. Students should consult with a representative from the school they select to learn more about career opportunities in that field. Program outcomes vary according to each institution’s specific program curriculum. Financial aid may be available to those who qualify. The financial aid information on this site is for informational and research purposes only and is not an assurance of financial aid.

VFW $30,000 Scholarship!
Write an essay on the annual patriotic theme. This year’s theme is, “Why Is The Veteran Important?”