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After Completing a 5-Month Diving School, Will I Have 31 Months of Montgomery GI Bill Eligibility Left?

Author Ron Kness is no longer in the service.

Q: After completing a 5-month diving school that costs $18,000, will I still have 31 full months of benefits remaining even though I used a full years of benefits with money ($18,000 dollars)?

A: No you won’t have 31 months left. Montgomery GI Bill entitlement use is calculated based on the monthly amount of $1,473 increments used – the amount you would normally get for having served for at least three years. If you are in an accelerated, high-cost course as were with your 5-month diving course, calculate your entitlement use by dividing $18,000 by $1,473. If you do the math, it comes out to 12 months. In reality, you used up 12 months of benefits for your 5-month course. So if you started with 36 months, you should have 24 months left.

However, if you are also eligible for the Post 9/11 GI Bill, after you use up your full 36 months of MGIB benefits, you can turn around and switch GI Bills and get an additional 12 months of benefits under the Post 9/11 GI Bill. To qualify for minimal Post 9/11 GI Bill benefits, you had to serve for at least 90 days on Title 10 orders after September 10, 2001. Three years of service are required to get the full benefit. If you qualify, at least you could get back some of your benefits used for your diving course.

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