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How Do I Find Out Which GI Bill I Have?

Author Ron Kness is no longer in the service.

Q: I am in the active duty Army Infantry. How do I find out which one I have – the Post 9/11 or Montgomery GI Bill?

A: Actually, you could have both. Do you remember signing up for the Montgomery GI Bill (MGIB) when you enlisted (and them deducting $100.00 per month for the first 12 months)? If so, then you have the MGIB. However, if you signed a declination at the time of enlistment, then you opted out of it and would not have an entitlement under that GI Bill to use.

But the good news is even if you opted out of the MGIB, you would still have the Post 9/11 GI Bill. It is free for your service to your country. All you have to do to get the full benefit is serve for at least three years on a Title 10 order (which you are by serving on active duty). In return for your service, you get 36 months of entitlement that you can use to go to school.

And you could have both the MGIB and Post 9/11 GI Bill. Many servicemembers have two GI Bills or more. The catch though is the Rule of 48. It states that if you are eligible for two or more GI Bills, the most combined eligibility you can have is 48 months, so you could get 36 months under the MGIB and 12 months under the Post 9/11 GI Bill.

To find out what you have, submit VA Form 22-1990 from the eBenefits website. The Certificate of Eligibility you get back would show the months of eligibility and which GI Bill you have, along with your delimitation date when your eligibility would expire.

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