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Does LRP Enrollment Affect the Green to Gold Program Participation?

Author Ron Kness is no longer in the service.

Q: I am currently enrolled in the Army Loan Repayment program (LRP). I do understand that participation in this program automatically forfeits GI Bill participation. My inquiries are: How does enrollment in the Army LRP affect participation in the Green to Gold program? Secondly, does participation in the LRP also forfeits one from the Post 9/11 GI benefits?

A: The way the rules are written, a servicemember cannot qualify for the Army Student Loan Repayment Program (SLRP) and the GI Bill for the same time period. When you opted for SLRP, you incurred a three-year obligation, so you won’t start acquiring GI Bill eligibility until those three years are paid back. Then it will take another three years to get to the 100% Post 9/11 GI Bill tier. So you don’t forfeit your Post 9/11 GI Bill in its entirety – just for the timeframe of your SLRP obligation.

As far as how it affects the Green-to-Gold program, you will incur an additional service obligation depending on which option you take. That additional obligation (which can be up to eight years) would be added onto your SLRP obligation of three years. That is quite a commitment unless you plan to make a career of the military. It would also mean you would not start acquiring GI Bill eligibility until your Green-to-Gold and SLRP obligations had been served.

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