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Can I Transfer Some of My Post 9/11 GI Bill Benefits Towards My Wife’s Student Loans?

Author Ron Kness is no longer in the service.

Q: I recently got married and was wondering if I could transfer some of my GI Bill towards wife’s student loans? Also, if she decides to continue her education, can she receive my GI benefits? Thanks.

A: You don’t say if you are still serving or not, but if you are and you meet the service requirements, you can make a transfer request and give your wife any amount of your unused benefits that you want.

Before you can access the transfer option, you need to have served for at least six years and agree to serve an additional four years. If you are already discharged, then you cannot make a transfer request. The way Congress wrote the rule, you had to be serving “on or after August 1, 2009”.

As far as transferring some of your Post 9/11 GI Bill benefits to help pay off your wife’s student loan, I’m afraid not. The GI Bill can’t be used for that purpose. Even if you had the Student Loan Repayment Program, you could not use it to pay your wife’s student loans as they have to be your loans.

If you don’t qualify to transfer benefits to your wife and you can’t use your GI Bill to pay off  her student loans, you might as well use them yourself instead of letting them expire and not getting anything out of them.

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